myKinara – Business Loan App

myKinara App from RBI-registered Kinara Capital provides Fast & Flexible Collateral-free business loans within 24-hours. Working Capital or Machinery Purchase loans are available in the range of ₹1 lakh to ₹30 lakhs for MSMEs in the Manufacturing, Trading and Services sectors.

Check your eligibility in just 1-minute! No document uploads required for checking your business loan eligibility.

myKinara is available in 7 Languages for your convenience: Tamil, Telugu, Kannada, Hindi, Gujarati, Marathi, and English. The convenient and easy-to-use app can be accessed through a secure OTP sign-up.

myKinara App is offered by Kinara Capital, a fast-growing fintech company providing access to formal credit for the MSME sector. Kinara Capital has disbursed over ₹5,000 crores to date across 91,000 MSME loans. By leveraging proprietary AI/ML data-driven credit decisioning and inventive tech solutions, myKinara ensures smooth processing of business loans enabling MSME entrepreneurs to achieve their dreams.

Why Choose Kinara Capital for your Business Loan Requirements?
➡️ Collateral-free business loans from ₹1 lakh-₹30 lakhs
➡️ 24-hour loan disbursement directly into your bank account
➡️ Minimum documentation and secure portal for easy uploads
➡️ Flexible business loan offerings for Working Capital and Machinery Purchase Loans
➡️ Doorstep customer service and call-center support available in vernacular languages
➡️ Easy EMI payment with NACH or through 400+ digital wallet payment options available
➡️ ️ Automatic discount for women MSME business owners with HerVikas program.

MSME Loans: Kinara Capital offers unsecured MSME business loans to 300+ MSME sub-sectors across 100+ cities in India. Interest rates are calculated on a Reducing Rate Basis and range from 24% to 30% p.a.

In addition to myKinara App, we have over 1,000+ field officers ready to help you. Kinara Capital has 133+ branches servicing 4,500+ pincodes. We have helped more than 60,000 small businesses in India with collateral-free MSME loans for various operational requirements. Kinara’s MSME loans are fast and flexible and require minimal documentation with easy and hassle-free payment options available via the app or Kinara’s website.

The loan offerings from Kinara capital are:
➡️ Working Capital Loans: We offer Collateral-free Long-Term Working Capital loans to MSMEs, which can be utilized for a range of operational and expansion business needs, such as: Stock or Raw Material Purchase, Inventory Financing, Business Premises Renovation, Worker Salaries, Godown Rent, Product Portfolio Expansion

➡️ Machinery Purchase Loan for Manufacturing MSMEs: You can buy New or Used machinery to increase and improve your production capacity. Buy CNC, lathe, spinning or any such relevant machinery for your business.

➡️ HerVikas Business Loans for Women MSME Proprietors to avail of discounts : Women-owned MSMEs qualify for an Automatic Discount with HerVikas program, no separate application is required.
➡️ Bill Discounting
➡️ Short Term Loans

List of Documents to Expedite Your Loan Application with Ease:
➡️ Applicant’s KYC document (PAN card)
➡️ Co-applicant’s KYC document (PAN and Aadhaar are recommended, but not mandatory)
➡️ Business KYC document (Udyam registration, etc.)
➡️ Last 12 months’ bank statements
➡️ GST is optional, ITR is not required
➡️ Special License (e.g. Pollution NOC, FSSAI, Forest Department Certificate)

myKinara is your first step towards gaining financial autonomy and business expansion with quick and easy MSME business loans. Download the myKinara App now.

*Note*: Our officials will never ask you to meet at any outside location that is not your place of business or the official Kinara branch, and will never ask for any fee, payment of or bribe to provide a loan. To report such activity, please call 18001032683 or email us at help@kinaracapital.com